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There are numerous credit cards available to meet a wide range of individual requirements. Many of us, however, want exclusive cashback for purchases we made using a credit card. As a result, HDFC has introduced the HDFC Bank Millennia Credit Card, which provides value-back benefits for your spending. It is a one-of-a-kind credit card that provides a variety of benefits across multiple categories.
Further, purchasing from brands like Zomato, Flipkart, Amazon, Swiggy, Uber and many more can give you up to 5% cashback. HDFC has kept on introducing new credit cards as per the demands. However, the HDFC Bank Millennia Credit Card is one of the most prestigious cards available in the market. Read down more to know “Advantages of obtaining the HDFC Bank Millennia Credit Card”.
Why should you purchase the HDFC Bank Millennia Credit Card?
HDFC Bank Credit Cards have been helping an end number of people for a very long time. Furthermore, many people rely on the bank’s financial services. As a result, the bank has introduced various credit cards into the market, one of which is the HDFC Bank Millennia Credit Card. It is an excellent credit card for anyone looking for value-back rewards.
As a welcome bonus, you will receive 1000 cash points when you apply for the card. In addition, you can get 5% cashback on Amazon, BookMyShow, Cult-fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber, and Zomato. It is extremely beneficial because we frequently use them in our daily lives. If you are a shopaholic, you can save a lot of money by purchasing from Myntra, Amazon, and Flipkart. You can also get up to 1% cash back on all other purchases.
If you spend INR 1 lakh or more in a calendar quarter, you can earn INR 1000 in gift vouchers. These are exclusive gift vouchers from some of the prestigious brands. Furthermore, who doesn’t enjoy dining out with friends and family? It is very pleasing and relaxing to the mind. However, the bill that resulted from it made us reconsider whether we should go out. But you don’t have to worry about that with this credit card. The Millennia Credit Card offers a flat 20% discount at partner restaurants.
If you travel frequently, you can take advantage of the complimentary domestic lounge access (up to 8) that comes with it. They are, however, limited to no more than two per quarter. In addition, you are also eligible for a 1% fuel surcharge waiver. As a result, you can now refill your tank at any petrol pump in India with this credit card and save an additional fee. However, if you spend INR 1 lakh or more in a year, the renewal membership fee is waived. Isn’t that amazing? Lastly, the Millennia HDFC Credit Card is one of the best ways to get amazing value back rewards. However, it also provides a variety of benefits from various categories and comes with a 50 days interest-free period.
Conclusion
The benefits of obtaining the HDFC Bank Millennia Credit Card have already been discussed. However, the added benefit is that it is a contactless credit card. It has contactless technology, which adds an extra layer of security. As a result, you can make a quick and secure payment with this HDFC Credit Card. Furthermore, in terms of the benefits it provides, it is one of the best credit cards on the market. To avail of the card you need to pay an amount of INR 1000 as a joining fee. Moreover, both salaried and self-employed Indian citizens are eligible to apply for credit cards. To apply you should range between 21 to 40 years.
